Savings Account
A high‑interest savings account in your local currency with no minimum balance, no monthly fees, and instant access to your funds whenever you need them.
- Competitive monthly interest, paid automatically
- Zero minimum balance requirement
- Instant transfers between your accounts
- Free ATM withdrawals up to 5 per month
- FDIC insured up to regulatory limits
Current Account
A current account designed for daily business use — unlimited transactions, no caps, and full integration with your accounting tools.
- Unlimited monthly transactions
- Free business debit card
- Multi‑user access with permissions
- Direct bank feeds to QuickBooks & Xero
- Dedicated business support line
Fixed Deposits
Lock in a higher interest rate for a fixed term and earn a guaranteed return. Choose from 3, 6, 12, or 24‑month terms.
- Rates up to 2.5× standard savings
- Terms from 3 to 24 months
- Early withdrawal option (with penalty)
- Auto‑renewal available
- Interest paid at maturity or monthly
Loans & Mortgages
Flexible financing for life's biggest moments — from a new home to a growing business. Transparent rates, no early repayment penalties.
- Personal, home, auto & overdraft loans
- Terms from 6 to 360 months
- No early repayment penalty
- Approval decision within 48 hours
- Online application, minimal paperwork
Investments
Access curated investment portfolios, index funds, and government bonds — all from inside your banking dashboard.
- Curated portfolios by risk level
- Index funds & ETFs from 0.05% fees
- Government & corporate bonds
- Auto‑invest from your savings account
- Real‑time performance tracking
Credit Cards
Premium credit cards with rewards on every purchase, free travel insurance, and no foreign transaction fees on eligible cards.
- Visa, Mastercard and Amex options
- Cashback up to 3% on all purchases
- Free travel & purchase insurance
- No foreign transaction fees
- Apple Pay & Google Pay supported
Debit Cards
Instant access to your money anywhere in the world — plus a virtual card for online payments the moment you open your account.
- Physical & virtual cards
- Worldwide ATM access
- Contactless payments
- Freeze / unfreeze in one tap
- Zero liability on fraud
International Transfers
Send money to 190+ countries via bank wire, PayPal, Cash App, Wise, or cryptocurrency. Live FX rates, no hidden markups.
- Bank wire (SWIFT) transfers
- PayPal, Cash App & Wise integration
- Bitcoin & USDT support
- Live mid‑market FX rates
- Full tracking & downloadable receipts
Digital Banking
Full banking from your phone — transfer, deposit, apply for loans, manage cards, and get 24/7 support without ever visiting a branch.
- iOS & Android apps
- Biometric login (Face ID / Touch ID)
- Instant card issuance
- In‑app live chat support
- Full web dashboard access